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November 10, 2025 India Unveils New Financial Aid, Policy Reforms, and Development Initiatives

In the last 24 hours, the Indian government has announced several key initiatives and policy updates aimed at financial inclusion, economic growth, and social welfare. A new scheme will provide a ₹1 Lakh credit to eligible account holders in public sector banks. Policy changes are being considered to ease restrictions between Special Economic Zones (SEZs) and the domestic market to boost manufacturing and exports. Furthermore, significant development projects were launched in Uttarakhand, and the National Social Assistance Programme (NSAP) continues to provide crucial support. The Assam Cabinet also approved a landmark bill to prohibit polygamy, and the Centre is reviewing Quality Control Orders to reduce the burden on industries.

New ₹1 Lakh Credit Scheme for Bank Account Holders Announced

The Government of India has rolled out a significant new initiative to provide financial relief and support to eligible account holders in major public sector banks, including State Bank of India (SBI), Punjab National Bank (PNB), and Bank of Baroda (BOB). Starting from November, eligible beneficiaries will receive a credit of ₹1 Lakh directly into their bank accounts. This move is part of the government's broader efforts towards financial inclusion and aims to support low-income families and individuals with their daily needs. The disbursement is expected to occur in phases, with notifications sent via SMS, email, or banking apps.

India Considers Easing Barriers Between SEZs and Domestic Market

In a bid to enhance competitiveness and boost both exports and manufacturing, India is exploring options to lower barriers between its Special Economic Zones (SEZs) and the domestic market. Discussions are underway to allow a freer flow of goods and services, which would require changes to the existing SEZ framework. This policy adjustment seeks to encourage more manufacturing within these export hubs and integrate them better with the local economy, addressing global trade uncertainties.

PM Modi Launches ₹8,000 Crore Development Projects in Uttarakhand

Prime Minister Narendra Modi participated in Uttarakhand's Silver Jubilee celebrations, where he inaugurated and laid foundation stones for various development projects valued at over ₹8,000 crore. These projects span critical sectors such as drinking water, irrigation, technical education, energy, urban development, sports, and skill development. During the event, the Prime Minister also released financial assistance exceeding ₹62 crore directly to over 28,000 farmers under the Pradhan Mantri Fasal Bima Yojana (PMFBY), emphasizing the government's commitment to the state's development and farmer welfare.

National Social Assistance Programme (NSAP) Continues Vital Support

The National Social Assistance Programme (NSAP) remains a cornerstone of India's social security system, providing essential support to citizens below the poverty line. Introduced in 1995 as a fully funded Centrally Sponsored Scheme, NSAP is implemented by the Ministry of Rural Development. It encompasses five sub-schemes: the Indira Gandhi National Old Age Pension Scheme (IGNOAPS), Indira Gandhi National Widow Pension Scheme (IGNWPS), Indira Gandhi National Disability Pension Scheme (IGNDPS), National Family Benefit Scheme (NFBS), and Annapurna. These schemes offer financial assistance to the elderly, widows, and persons with disabilities, ensuring a safety net for vulnerable sections of society.

Assam Cabinet Approves Prohibition of Polygamy Bill, 2025

In a significant social reform, the Assam Cabinet has approved the Assam Prohibition of Polygamy Bill, 2025. This landmark legislation aims to outlaw and eliminate the practice of polygamy across the state, with the exception of Sixth Schedule areas. The Bill prohibits individuals from entering into a new marriage if a living spouse exists and previous marriages have not been legally dissolved. It also includes provisions for compensation to women affected by polygamous marriages, recognizing the hardships they often face.

Government to Ease Quality Control Orders for Companies

The Centre is reviewing its Quality Control Orders (QCOs) to alleviate the burden on companies, particularly those reliant on imported inputs. Following widespread complaints from industry regarding implementation challenges and additional costs, the government is considering measures to streamline QCOs. The move aims to ensure that supply chains remain uninterrupted and to apply norms to a more focused set of products, while still maintaining minimum quality standards. A panel led by Niti Aayog member Rajeev Gauba has already recommended scrapping several QCOs.

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